Our estate plan is old — do we need to redo it?

You did this once, at a big moment — buying the house, feeling responsible, feeling done. That was reasonable then. But a plan is not a monument. It is a living promise to the people in your care, and the people in your care have changed. Here is the honest question: who does your current plan leave out? A child born after the signing may not exist on paper. A guardian you named may no longer be the right person, or even alive. Assets you did not have then are not covered now. A plan that once served everyone may now serve only some — by accident, not by choice. This is not a failure. It is what happens when life moves and paperwork does not. The work now is not to feel guilty. It is to sit down together, look clearly at what changed, and bring the plan back into line with who your family actually is.