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Zera · Money & Finance
Knowledge + Guidance

My ex is still named in my will. Why haven't I fixed it?

You know the names on your will, your life insurance, your retirement accounts no longer match your life. You have known this for some time. This is not carelessness — reason shows us that grief and fear can freeze a hand that otherwise knows exactly what to do. Ask plainly: who does the old paperwork serve? Not you, who has moved on. Not your children, if you have them, who may inherit confusion instead of clarity. Not even your former spouse, who likely does not wish to inherit what you no longer intend to give. An estate plan that names the wrong person serves no one. It only postpones a decision that reason has already made. You do not have to do this alone, and reason does not ask you to. A partner, a friend, or a small pod who holds you to a date can turn knowledge into action. The work itself is not hard. The starting is.

◆ How this problem reads on the two dials
GuidanceKnowledge
More coaching
A little to learn
1:1 with ZeraWith others (a Pod)
Some one-to-one
Practise with peers
Most people already know a will and beneficiary forms need updating after divorce; what stalls them is action, so the page leans toward coaching them into motion.
How the two dials adapt to you →
What’s really going on

The unsigned form is not your real problem. Reason asks what serves you honestly: your ex named there serves no one now, not you, not your children, not even your ex. Name why you have delayed — fear, grief, or plain avoidance — then correct the documents. Delay is a choice too.

🔒 What you’ll build togetherUnlock by starting
A moveList every document that names a beneficiary — will, life insurance, retirement accounts, power of attorney — on one page, today.
A moveGive one document to each person in your pod to check against your current, real wishes.
A moveSet one written deadline and say it out loud to your pod so it becomes real, not private.
A moveCall an estate attorney or your plan administrator this week — not 'someday,' this week.
A moveSit with your pod and name, plainly, what has stopped you until now. Naming it usually loosens it.
PractiseThe Beneficiary Audit · a Pod of 4 · 30 min

What changes unlock by starting

  • A complete, honest list of every document naming a beneficiary
  • At least one document corrected within the next two weeks
  • A written deadline for finishing the rest, held by someone other than you
  • Less quiet dread each time you remember the old paperwork exists

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One object, two jobs: a public answer to a real problem, and — the moment you start the chat — Zera’s live plan for your version of it.