Talk it through with Zera
Library›Zera›The problem
Zera · Money & Finance
Knowledge + Guidance

What happens to my crypto and accounts when I die?

You have built real value — coins, accounts, platforms, small digital estates — and right now it exists only in your head or behind a screen only you can unlock. That is the honest shape of the problem. It has nothing to do with how much you own and everything to do with whether anyone else can reach it. Ask who is served by leaving this undone. Not you — you will not need any of it. Not the people you love — they inherit confusion instead of value, or nothing at all. Silence here serves no one. It only guarantees loss. This is solvable in an afternoon, not a lifetime. The work is not complicated. It is simply undone.

◆ How this problem reads on the two dials
GuidanceKnowledge
More coaching
A little to learn
1:1 with ZeraWith others (a Pod)
Mostly you & the coach
A little with peers
The facts (what tools exist, what a plan needs) are simple; the real work is doing the inventory and having the conversation, so guidance leads.
How the two dials adapt to you →
What’s really going on

By reason alone: anything locked to only your memory or your device disappears when you do. A wallet, a login, a subscription — none of it transfers itself. You must make a record now, choose someone to trust, and give them a way in. This is not morbid. It is care made concrete.

🔒 What you’ll build togetherUnlock by starting
A moveList every account, wallet, and subscription you hold that carries value — write it down today, even roughly.
A moveFor each item, note where it lives and how someone could get in, without writing passwords in plain sight.
A moveChoose one person you trust and tell them this list exists and where to find it.
A moveUse a password manager's emergency-access feature or a sealed document held by someone reliable, not memory alone.
A moveAdd a short, plain line to your will naming who should handle your digital assets — a lawyer can make it formal later.

What changes unlock by starting

  • A real, current list of everything digital you hold that has value
  • One trusted person who knows the list exists and where to find it
  • A simple, safe way for someone to actually get access when the time comes
  • Relief from carrying this alone, since the plan now exists outside your head
One object, two jobs: a public answer to a real problem, and — the moment you start the chat — Zera’s live plan for your version of it.