Will my jointly owned property go where I actually want?

You added a name to an account or a deed at some time, for some reason. Perhaps convenience. Perhaps love. Perhaps you no longer remember why. That name has not changed, though your life has. This is a plain problem of reason: a document must say what you mean, or it says nothing true at all. A will spoken in the heart but not written on the title serves no one — not you, not the people you meant to provide for, not the ones you did not. Ask, of each account and each property: who is named here, and would I choose them again today? If you cannot answer, you have not yet reviewed it. That is the honest starting point.