Talk it through with Zera
Library›Zera›The problem
Zera · Money & Finance
Knowledge + Guidance

How do I list everything my family would need if I died?

Right now, what you own and owe exists only in your head. That serves you, perhaps, while you are here to be asked. It does not serve the people who would be left behind, searching through drawers and old emails, missing an account here, a policy there. Reason does not ask you to be perfect. It asks only that you be clear. A family that must guess is not treated with the same dignity as one that is told plainly. The list itself is a small thing. What it protects — your family's peace of mind at the hardest moment — is not small. This is a task, not a mood. You do not need to feel ready. You need one page and thirty honest minutes.

◆ How this problem reads on the two dials
GuidanceKnowledge
More coaching
A little to learn
1:1 with ZeraWith others (a Pod)
Mostly you & the coach
A little with peers
The person mostly needs to be moved to act and structured through the task, with only a little teaching about what categories to cover and how to keep it safe.
How the two dials adapt to you →
What’s really going on

Reason gives a plain answer: write one document. Name every account, policy, property, and debt you hold. Say plainly where the paperwork and passwords live. Give it to one person you trust. This is not about death — it is about not leaving those you love to guess.

🔒 What you’ll build togetherUnlock by starting
A moveSet a timer for 30 minutes. Write down every account, policy, property, or debt you can name, in any order, without organizing yet.
A moveSort what you wrote into four plain groups: money accounts, insurance, property, and debts.
A moveFor each item, write where the paperwork or login lives — not the password itself.
A moveTell one person, by name, that this document exists and exactly where to find it.
A moveWrite today's date on it. Put a reminder in your calendar to check it again in one year.

What changes unlock by starting

  • A single page exists that names what you have, in plain language.
  • One trusted person knows the document exists and where to find it.
  • Your family will not have to search, guess, or miss something important.
  • You have a habit of reviewing and updating the list once a year.
One object, two jobs: a public answer to a real problem, and — the moment you start the chat — Zera’s live plan for your version of it.